Some time last Thursday, probably as I slept, my bank that I've used for 14 years went under. Seized by the government and its assets sold off to another bank.

I apparently slept right thru this.

My $20.53 worth of deposits were totally unaffected. In fact, if I had not read about it on CNN.com I would not have known.

"Most taxpayers against bailout plan" "Congress close to passing bailout plan" Both of these headlines appeared on CNN.com at the same time and day. Anybody see a problem here? If "We the people" don't want it, than why is it that the people we elected to represent us getting ready to approve it? Exactly who do these people represent?

Mr. Bush, or as known around our house as simply "the idiot" said we need this bail out plan and we need it yesterday. Funny up until last week he was saying the economy was doing fine. I don't know about you but the idiot has cried wolf way to many times as far as I'm concerned.

Every time he says we need something, and there is no time allowed to think about it, little well actually large red flags pop up in my mind. What is this suppose to do? Free up credit. But wait, wasn't freed up credit what caused this mess to begin with? That is what Mr. Bush stated. So if easy credit is the real blame than how can easy credit fix it?

How come greed isn't the blame? I saw this back in 2001 and remember I'm only operating on a Virginia education. I'm probably a can or 2 short of a 6 pack but I saw it coming. When people sold $60,000 homes at $200,000 to people whose income was less than $20,000 a year gross and those folks with those low incomes actually bought those $60,000 homes at $200,000, cause they could with 0 down, and $250 moves you in. No one thought that this was going to crash and burn at some point?

I'm still getting credit card offers in the mail. I also get weekly fliers about homes for sale in our area with 0 down and $250 move in. Empty houses dominate our block followed closely by foreclosures and yet construction on 2 more homes just started up.

It seems business as usual around here. No one has learned anything. As long as Uncle Sam is willing to bail out the big boys why change?

I didn't notice my bank failing, I'll surely notice the estimated $2000 - $4000 increase in tax I'll be paying for this bailout. I guess I'm not one of those "for the people" our elected officials or government is for.........Are you?