I'm not getting a economic stimulus check from the IRS. Now don't get me wrong or anything like that. I did receive one of those letters the IRS spent $42 million on to tell me that I won't get a check unless I fulfill the requirements. Heck I didn't even know the IRS had my name and address.

There is no such thing as free someone use to say. Somehow I get the feeling this is one of those cases. Supposedly, if I file married with 1 child I'd be getting about $900 in stimulus payment. Now that would be nice. Of course my wife would want to do something practical like pay bills or save it for a rainy day. Ideas of new laptops, big screen LCD TV's or Wii's just are not part of her vocabulary. Nor would you see us on that Disney vacation trip we've never planned. No the money would definitely go to the practical side.

Which would not be bad for us. But let me explain. As I understand it the tax relief check really is not a tax relief check. In fact what it really is, is a 1 year interest free loan from Uncle Sam. With only one payment due. And to make it easier for you Uncle Sam will take that one payment from your next years tax rebate! Or simply put an advance on next years vacation, big screen, whatever tax refund. Sure going to be a lot of PO'ed folks next spring.

Nothing like Uncle Sam using false credit to try to fix the economy.

And back to me. I won't apply. Not that I couldn't use it. Plus in our case we're not expecting a refund next year so it would not be a pay back deal. However the $900 would be counted as income when my Medicare renewal comes due. That would put me $860 over the State limit. I'd loose thousands of dollars in Medicare benefits.

Nothing fixed here...........